What is exempt from garnishment in Washington state?

Garnishments Not Labeled Consumer Debt or Child Support Seventy-five (75) percent of disposable earnings or thirty-five times the federal minimum hourly wage, whichever is larger, is the exempt amount.

Can your paycheck be garnished for credit card debt?

In Alberta, for instance, you keep the first $800 of your monthly net income, then creditors can garnish 50% of your monthly net income between $800 and $2400, and 100% of any net income above $2400.

How do I stop a wage garnishment in Washington state?

If your wages are being garnished or you are about to be garnished and you live in Washington State, give Symmes Law Group a call at 206-682-7975 to stop your wage garnishment immediately or use our contact form to tell us about your case.

Can a creditor garnish your wages in Washington State?

Find out when creditors can garnish your wages in Washington state. Washington wage garnishment laws (known as a “writ of garnishment—continuing lien on earnings”) limits the amount that a creditor can garnish (take) from your wages for debt repayment.

How much can a creditor garnish your paycheck?

If your after-tax wages are less than 30 times the federal minimum wage, your paycheck can’t usually be garnished. A creditor can take anything over that figure, or garnish 25 percent of your after-tax earnings, whichever is smaller, according to federal law. Some states protect a higher percentage of wages from garnishment.

Can a debt collector garnish my bank account or my wages?

All states have methods for collecting court judgments from debtors. Those methods may include wage garnishments and bank account garnishments. The court’s judgment will state the amount of money you owe. The amount of money you owe could include the original debt as well as other fees or costs as determined by the court.

Can a Social Security card be garnished in Washington State?

Federal law protects—or exempts—Social Security from most garnishment, allowing it to be garnished only for child support, alimony, federal taxes, and a few other, narrowly defined federal debts. Washington has chosen, like other states, to establish additional exemptions to garnishment, such as: