N
The Daily Insight Hub

What is my Avs address?

Author

Rachel Davis

Updated on February 03, 2026

The AVS checks the billing address submitted by the card user with the cardholder’s billing address on record at the issuing bank. This is done as part of the merchant’s request for authorization of the credit card transaction.

How can I know my HDFC credit card address?

Using netbanking: You can log in to the HDFC credit card netbanking portal to change or update their address of correspondence.

  1. Step 1: Once they login into the HDFC netbanking portal, they will need to click on the “Update Contact Details” tab from the main menu.
  2. Step 2: Next step is to click on “Update Address.”

What should I put for billing address?

How to Fill Out a Billing Address

  1. Remove the credit card you’re paying with from your wallet. Look on the front of the card for your name.
  2. Type in the address attached to your credit card. Do not enter the shipping address.
  3. Enter the country and state the billing address is located in.
  4. Review the information.

Can merchants see your billing address?

No, they cannot. Major card networks offer an address verification service (AVS) that merchants can obtain from their merchant bank/card processor/service provider. The service allows merchants to confirm (via the actual card issuer) that the address given to the merchant by the cardholder is correct.

Do credit card companies verify address?

The credit card company or issuing bank automatically checks the billing address provided by the customer to the merchant against the billing address in its records, and reports back to the merchant who has the ultimate responsibility to determine whether or not to go ahead with a transaction.

Can I get my credit card sent to a different address?

You can change your credit card’s mailing address online, over the phone, or by writing the new address on your payment coupon. Most major credit card issuers allow cardholders to change their mailing address online without involving customer service, making that the most convenient, reliable option.

Where do I Find my billing address on my credit card?

You can confirm that by checking the payment stub version of your bill – your billing address should be there. However, many credit card holders opt in for paperless billing. If that’s also the case for you, you can find your billing address on electronic statements you’re getting from your card’s issuer.

What’s my billing address?

A billing address is the address connected to a specific form of payment, which is typically a credit or debit card. Companies use the billing address to verify the authorized use of such a card. It is also where companies send paper bills and bank statements.

What can a billing address do for a merchant?

A billing address also allows online merchants to reduce fraud through a service provided by the card networks (i.e., Visa/MasterCard/American Express) called Address Verification System (AVS). AVS compares the numeric portion of the billing address that you provide to the merchant with the billing address on file with your card issuer.

Where do I send my credit card statement?

Most Credit card companies use the zip code of where your Credit Card statements are sent, as your Billing Zip code. For example, you home address might be 12435 Peach Street Anytown, Oh 44100, but have your Credit Card statements (Billing) go to a P.O. Box with a different (44101) Zip Code.