What is the best debit card for a 9 year old?
Andrew Campbell
Updated on February 03, 2026
What are the Best Debit Cards for Kids and Teens?
| App | Rating (out of 5) | Fees |
|---|---|---|
| Greenlight | 4.8 | $4.99/month for up to five kids |
| goHenry | 4.7 | $3.99/mo per child |
| Current | 4.7 | $36/year per child |
| FamZoo | 4.7 | $5.99/mo per child |
What age should a kid get a debit card?
In most cases, teens are between 16 and 18 years old before they are ready to carry a debit card responsibly. Otherwise, read on to learn how to help your child prepare to become a debit cardholder.
Can my 8 year old have a debit card?
More common, however, is a minimum age of 8 years old. There are also several cards designed specifically for teens that do not permit users under the age of 13 to create an account. It may also be a good idea to wait until your child has had some experience handling cash to give them a debit card.
Can a 9 year old open a bank account?
Minor children by law can’t open a savings account. They need a parent or guardian to set up a custodial or joint account. A custodial account is the property of the child, but managed by the parent until the child turns 18. And just as with your money, make sure your child’s account is FDIC-protected.
Which is better Busykid or greenlight?
Busykid offers a way for your kid to save, donate, share, spend or invest any earned allowances. Although Greenlight also offers investing, you’ll need to upgrade to its $7.98/month plan to use it. Meanwhile, Busykid is cheaper and includes its investing feature at no extra cost.
Which is better greenlight or Gohenry?
gohenry can work well for a family with one child and for learning basic money management with access to a debit card. Greenlight, on the other hand, might be less expensive for larger families and offers access to other products and services, including investing and cell phone protection.
What do you have to do to get a debit card?
Before you can use a debit card, you may have to set a PIN (Personalized Identification Number) and activate the card by calling the bank’s customer service number, using an ATM, or by confirming receipt through your bank account’s website or mobile app.
Can a new debit card keep the same number?
While your new debit card is usually going to keep the same number as your old one, make sure that you write down all the locations you’re using that card for automatic payments so that you don’t accidentally miss a bill. Steffa is a Certified Financial Education Instructor (CFEI) and the founder behind Money Tamer.
What happens to your debit card number when it expires?
Do Debit Card Numbers Change With A New Debit Card? When your card expires, the sixteen-digit number on your new debit card will remain the same as your old card. The only numbers that will change, are the expiration date, and the CVV (Card Verification Value) number. However, this is not the case in situations of identity theft, or stolen cards.
Do you need a pin to use a debit card?
To use your debit card, you’ll need to create a PIN, or Personal Identification Number, for debit transactions and to use an ATM. You’ll likely be asked to enter the PIN twice to ensure it is correct. Memorize the PIN so you can use it any time you need to.