What is the credit limit for Victoria Secret?
Matthew Harrington
Updated on January 31, 2026
Cardholders report initial Victoria’s Secret Credit Card credit limits between $500 to $1,000. Even if those limits seem modest, Comenity Bank – the issuer- will increase your credit line if you demonstrate responsible credit management.
How do I increase my monthly credit limit?
How to Increase Credit Card Limit
- Use Your Card: If you use your card regularly and pay your bills in full and on time, the bank will automatically increase the credit limit on your card.
- Provide Your Income Statement: There could be a case where your income has increased, and you are still using your old credit card.
Does Victoria Secret give instant approval?
There is the possibility of being approved instantly, no matter if you apply in-store or online. Credit card applicants will receive notice about their Victoria’s Secret credit card application approval results by mail in 7-10 days if they’re not approved right away.
Does Victoria Secret credit card increase limit?
If you have a Victoria’s Secret Angel card, you can request a credit limit increase. You may also automatically get an increase after 6-9 months. A higher credit limit has a lot of benefits, including: Lowers your credit utilization (helping your score)
What is the late fee for Victoria Secret Credit Card?
Late Fee: If you do not pay the Minimum Payment by the Due Date, we charge a Late Fee. The fee is $29 if you were not charged a Late Fee during the prior six billing periods. Otherwise, it is $40….
| Interest Rates and Interest Charges | |
|---|---|
| Annual Fee | None |
| Penalty Fees • Late Payment • Returned Payment | Up to $40 Up to $25 |
What’s the credit limit for a Victoria’s Secret card?
Cardholders report initial Victoria’s Secret Credit Card credit limits between $500 to $1,000. Even if those limits seem modest, Comenity Bank – the issuer- will increase your credit line if you demonstrate responsible credit management. Your creditworthiness and income will be used to determine your initial credit limit.
How can I request a credit limit increase?
In the absence of an automatic credit limit increase from your credit card issuer, you may request an increase. Many card issuers, like Chase, allow you to apply online. 1 Your credit card issuer will consider your account history, income, and credit history to decide whether or not to raise your credit limit.
How long does it take to get a Victoria Secret card?
Victoria’s Secret does not offer temporary card numbers at this time. It could take 7 to 10 business days to receive a decision after submitting your Victoria’s Secret Credit Card application. If you are approved, your new card will be included with your decision letter.
Who are the credit bureaus for Victoria’s Secret?
The issuer, Comenity Bank, typically pulls reports from all three bureaus when evaluating new Victoria’s Secret Credit Card applications. The Victoria’s Secret Credit Card reports to the three major credit bureaus (TransUnion, Experian, and Equifax) on a monthly basis. show more… I’m new to the VS credit card.
