What is the difference between Sears Card and Sears MasterCard?
Isabella Turner
Updated on February 15, 2026
The Sears MasterCard is the superior option (as compared to the Sears Credit Card) available for frequent shoppers of Sears or Kmart. In addition to being invited to cardholder-exclusive shopping events, you’ll earn points that can be redeemed on purchases at the two retailers.
How do I contact Sears MasterCard?
Contact us by phone.
- Technical Assistance. 1-800-815-7701.
- 1-866-357-2484.
- 1-800-437-3277.
Is Sears MasterCard still valid?
The Sears credit card is issued and managed by Citibank. Further, if your Sears card is a MasterCard, you will be able to continue to use at other merchants it even if Sears goes out of business. If you have a balance on your account, you will continue to make payments to Citi, just as you have for years.
How do I pay my Sears MasterCard?
Online: Log in to your online account and click on “Make a Payment.” By phone: Call (800) 669-8488 and enter your card information when prompted, then follow the automated instructions to make a payment. There is a fee for payments made through a representative.
Can I pay my Sears card at Citibank?
Pay my Sears Card bill You can pay your Sears Card online through the Citibank portal. You can also manage your account and track your purchases there. Additionally, you can make payments by mail or over the phone.
Is the Sears credit card a Mastercard?
Sears offers a store credit card and a MasterCard co-branded card with several levels of rewards and perks. Cardholders can earn cashback rewards points to be redeemed in-store or online, in addition to seasonal promotions like no-interest financing on certain purchases. The cards have no annual fee.
What is the phone number for Sears customer service?
(800) 697-3277Sears / Customer service
Is there an app for Sears Citi Mastercard?
Online by signing in to your Sears Credit Card account. Through the Citi mobile app available both on iOS and Android. By texting “BAL” to “MYCITI”. Over the phone by contacting Sears Credit Card customer services at (800) 917-7700.
What happened to Sears Mastercard?
— The account gets closed. — The card can still be used for online or other purchases within that brand. — The issuer will assign your line of credit to another retailer. Even if you didn’t choose to close the account, it will still have an impact.
What bank owns Sears credit card?
Citibank
Does Citibank Own the Sears Credit Card? Sears and Citibank jointly issue a credit card, which can be used anywhere MasterCard is accepted but has rewards for Sears purchases.
Do I still have to pay Sears credit card?
The Sears Credit Card is issued and administered by Citibank. Also, if your Sears card is a MasterCard, you can use it at other merchants even if Sears goes bankrupt. When you have funds in your account, you will continue to pay Citi as you have for years.
Where can I make a Sears payment?
You can pay your Sears credit card, 24/7. Customers with a Sears Card can call the Sears Credit Card Services toll-free number at 800-917-7700 and follow the prompts to make a payment. You can also opt for a customer service representative to assist you.
How do I Activate my Sears credit card?
The first way to activate the Sears credit card is by calling the Sears dedicated activation telephone number: 1-800-589-7327. The second way to activate Sears credit card is by registering at activate.searscard.com. The site will login to your Sears account to activate your new card.
What bank does Sears credit card use?
All three cards are issued through Citi Bank. The two most popular Sears credit cards are the Sears Card ® and the Sears MasterCard ®. These two cards are for general consumer use. The third option is the Sears Home Improvement Account which is designed for larger purchases and installations in your home.
Does Sears have credit card?
As with most department store credit cards, the Sears department store credit card, issued through Citibank , is a card designed for those with ranging credit scores from fair to excellent. It is recommended that you have a credit score of at least 650 if applying for this credit card.
How do you apply for a Sears credit card?
To apply for the Sears credit card, fill out the application in a store or on their website. Use the Sears card at Land’s End, Kmart and other stores that are a part of the Sears Holding Company. If applying online, it is possible to get the approval notice faster than in an actual store.
