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What is the Statute of limitations on debt in Arizona?

Author

William Jenkins

Updated on January 22, 2026

Arizona Statute of Limitations on Debt Mortgage debt 6 years Medical debt 6 years Credit card 3 years Auto loan debt 4 years State tax debt 10 years

Is there Statute of limitations on credit card debt?

There is a limited amount of time in which a credit card company or third party debt collector can file a lawsuit against you for an unpaid. This is known as the statute of limitations. In Arizona the statute of limitations is six years.

What’s the Statute of limitations on credit card fraud in Arizona?

This is known as the statute of limitations. In Arizona the statute of limitations is six years. If a credit card company or collection agency does not file a lawsuit within six years they are precluded from doing so.

Is there Statute of limitations on American Express debt?

American Express) that the statute of limitations on an unpaid credit card debt was six years. The Georgia code sets the limit on open-ended accounts at four years, but the appeals court applied the law for written contracts to card debt in this case.

When does the Statute of limitations start on state taxes?

The statute of limitations begins on December 31 on the year in which the tax was due. Three and a half years from when a tax return is filed or when it was due to be filed. They use the latter of the two dates. Five years from when a tax return is filed or when it was due to be filed.

What is the Statute of limitations for negligence in Arizona?

Negligence cases in Arizona have a two-year statute of limitation. The discovery rule applies. The AZ statute of limitations for personal injury cases is two years: “Except as provided in § 12-551, there shall be commenced and prosecuted within two years after the cause of action accrues, and not afterward, the following actions: 1.

Is there a statute of limitations on the collection of unpaid taxes?

The SOL for the collection of unpaid debt is 10 years from the date the final amount due is assessed. You can determine this date by checking your taxpayer account transcript, which can be ordered for free by filling out IRS Form 4506-T. The SOL for federal income taxes can be suspended or reset if you:

When does a debt breach occur in AZ?

States may differ on when this breach is said to technically occur. Typically, the ultimate breach is said to occur not after one or two payments are missed, but when the account is charged off. An account is charged off after being 180 days delinquent.

When does the Statute of limitations start to run?

In a contract case, the statute of limitation begins to run when the contract is said to be “breached” or broken. That is, when the consumer breaks the promise to pay by no longer paying the debt, the contract is breached. States may differ on when this breach is said to technically occur.