What kind of credit card can I get with a 540 credit score?

secured credit card
Credit Cards for a 540 Credit Score The one thing anyone with a 540 credit score should do is open a secured credit card. Even if you don’t use it to make purchases, a secured card can help improve your score by adding positive info to credit report on a monthly basis. It won’t give you an emergency loan, though.

What credit card can I get with no deposit?

Starter Credit Cards With No Deposit in 2021

• Capital One Platinum Credit Card.
• Capital One QuicksilverOne Cash Rewards Credit Card.
• Surge Mastercard®
• Indigo® Unsecured Mastercard® – Prior Bankruptcy is Okay.
• Reflex Mastercard®
• Milestone® Mastercard® – Less Than Perfect Credit Considered.
• Total Visa® Card.
• FIT Mastercard®

Is 540 a poor credit score?

Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 540 FICO® Score is significantly below the average credit score.

What store credit card can I get with a 500 credit score?

The 5 Best Credit Cards for a 400-550 Credit Score

• Citi® Secured Mastercard® Visit site.
• Featured. Citi Custom Cash Card.
• Featured. Applied Bank® Unsecured Classic Visa® Card.
• Fit Mastercard® Credit Card. Visit site.
• Indigo® Mastercard® for Less than Perfect Credit.
• Surge Mastercard® Credit Card.
• First Digital Mastercard®

  Is a 546 credit score bad?

  Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 546 FICO® Score is significantly below the average credit score.

  Can I get an apartment with a 540 credit score?

  People with credit scores that are above 400 are finding good apartments, meaning that anyone with a credit score of 540 can find one, too. Apartment tenants often have lower credit scores than those seeking a mortgage, but landlords still have to assess risk.

  Can you get a credit card with a credit score of 550?

  Banks are generally unwilling to give you an unsecured card when you have a credit score of 550 or less. If your credit score is 550 or lower, that doesn’t mean you’re stuck with a secured credit card forever. If you’re paying your bill on time each month and keeping your balance low, that good behavior will show up on your credit history.

  Are there any credit cards that do not require a deposit?

  The Surge Mastercard® is an unsecured credit card but they may require you to put up a deposit (if your credit score is really low). Otherwise, there are no security deposit requirements. They do charge both annual and monthly fees so check out the terms carefully before you apply.

  What kind of credit card can I get with a credit score of 500?

  Most credit cards available to those with low credit scores between 500 and 550 will be unsecured credit cards with low limits and high APRs, secured credit cards that require a deposit, or closed-loop store credit cards that can only be used at a specific retailer.

  Which is the best credit card to get with a credit score of 580?

  Many of the credit cards for people with scores 580 – 669 are secured cards, which we’ll talk about in the next section. But here are the four best unsecured credit cards for those still building their credit.