What kind of debit card can a 14 year old get?
Andrew Campbell
Updated on February 09, 2026
Visa Buxx is a prepaid, reloadable Visa card created especially for teens. Visa Buxx makes it easy for parents to teach teens how to create a budget, manage money, and shop wisely. The card can be used everywhere that accepts Visa debit cards – that’s millions of locations worldwide.
Can you make a bank account at 14?
At most banks, you can open a teen checking account when your child is 13. One parent is usually required to be a joint owner until your child turns 18. Once you and your teen sign up, she may receive a checkbook and debit card in her name.
Can a 14 year old get a debit card without parents?
The only way you can get a debit card of your own without your parents knowing is if you have a savings account of your own. As you are 16 years of age, you are allowed to have a Savings Account without involvement of your legal guardian.
Can you be 14 and have a bank card?
Many banks and building societies will let children open current accounts from the age of 11, although some are restricted to those aged 16 or over. Children’s bank accounts don’t have overdraft facilities, so this can be a safe way to learn the basics of financial management before moving on to an adult account.
Can I open an account for my 14 year old?
Features to Explore in a Teen Checking Account Since minors generally can’t open bank accounts by themselves, you’ll typically need to be a joint owner of the account, which may actually be a good thing. It’ll give you the chance to compare banks and find features that are important to both of you.
Should a 13 year old have a debit card?
Research shows children may grasp the basics of personal finance as early as age seven, so starting early is a good move. 2 Whether your child is already earning money or starting to make purchases, a debit card for kids may be the perfect way for them to start budgeting under your supervision.
Can you give a 14 year old a debit card?
Just the thought of giving a 14-year-old a debit card can give a parent nightmares. Sure, financial freedom may sound appealing to a teenager, but as the mother of two teens myself, I know there is no way my kids can experience financial freedom unless that freedom comes with a lot of my money. And that has little appeal — for me, anyway.
How old do you have to be to get a debit card at US Bank?
At what age can you get a debit card at U.S. Bank? Customers as young as 14 years can get a debit card if there is a joint owner on the checking account that is of legal age (18 years and older). Can you overdraft a debit card?
What happens if you give Your Teen a debit card?
In other words, parents (“the account owner”) can transfer money into the bank account tied to the card, and then teens (“the cardholder”) can use it for spending. In addition to being able to monitor your kid’s usage online, parents can get “real time” notifications via email or text about their teen’s spending activity.
What do I need to get a debit card?
You will need to open a checking account at the bank. Depending on the bank you go to, you will likely need to have a parent/guardian on the account as a joint owner with you. Once the checking account is opened, debit cards are typically issued with it.