What percentage does ACE Cash Express charge?
Daniel Santos
Updated on February 07, 2026
According to this BankRate.com article, they state that ACE Cash Express charges 3% of the check amount. This fee may differ from one location to the next.
Does ACE Cash Express affect your credit?
Will applying for an installment loan impact my credit? ACE Cash Express may obtain information from a non-traditional consumer reporting agency and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO® score.
How does ACE Cash Express work?
Depending on your state, you can apply online from a computer, tablet, or smartphone or at an ACE Cash Express location near you. Regardless of how you apply, you’ll receive an instant loan decision. If you’re approved at an ACE Cash Express store, you’ll receive cash immediately!
Can I cash my stimulus check at ACE Cash Express?
ACE Cash Express will cash most checks. Government checks; Insurance settlement checks; Money orders.
How much does it cost to cash check at ACE Cash Express?
Aside from payday loans, they also cash checks for a small fee. With their sophisticated check cashing system, they are able to cash virtually any type of check on the market. How much does it cost to cash a check at Ace Cash Express?
How much is the American Express transaction fee?
Transaction Fee of 3.5% of the cash advance amount, subject to a minimum of `250 is levied every time a card member withdraws cash on his Card. Membership Reward tier
Where is ACE Cash Express in Irving TX?
ACE Cash Express is headquartered in Irving, TX and was founded in 1968. This direct lender provides check cashing, short-term loans, bill pay, auto title loans, personal loans, also known as short-term installment loans, and prepaid debit card services to consumers with good, bad, or no credit.
Do you need photo ID to cash a check at Ace?
Ace locations are open later than most banks and similar institutions allowing you to cash a check even if you get off of work late or only able to visit a check cashing business on the weekends. The only thing needed to cash a check is a valid photo ID.
