What percentage of population has over 800 credit score?
William Jenkins
Updated on February 13, 2026
20%
Only 20% of Americans have a credit score of 800 or higher. Even if you’re one of the people with the best credit score in the country, you might not reach 850.
Is 836 a good credit score UK?
A credit score of 721-880 is considered fair. A score of 881-960 is considered good. A score of 961-999 is considered excellent (reference: ). A credit score of 604-627 is good.
Does anyone have a credit score over 800?
Your 800 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.
Is 863 a good FICO score?
An 863 credit score is excellent. Before you can do anything to increase your 863 credit score, you need to identify what part of it needs to be improved, plain and simple. And in order to identify what needs to be improved, you should probably be aware of all the things that count and don’t count towards your score.
What is a reasonable credit score?
Generally speaking, a credit score is a three-digit number ranging from 300 to 850. Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Is it good to have a FICO score of 836?
A FICO ® Score of 836 is an accomplishment built up over time. It takes discipline and consistency to build up an Exceptional credit score. Additional care and attention can help you keep hang on to it.
What’s the average utilization rate for a credit score of 836?
You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850. Among consumers with FICO ® credit scores of 836, the average utilization rate is 5.8%.
Is it possible to get a credit score of 832?
An 832 FICO ® Score is nearly perfect. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 850.