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The Daily Insight Hub

What should you do if your credit card information is exposed online?

Author

Emma Miller

Updated on February 10, 2026

What to Do If Your Card Data Is Breached

  1. Cancel Your Card. Call your bank or card issuer and request a new credit or debit card.
  2. Check Your Accounts. You’ll also want to check bank and credit card statements for suspicious activity or purchases, as well as going online to check recent activity.
  3. Change Passwords.

How do you stop unauthorized credit card charges?

These 14 tips will help you minimize the risk of an unauthorized credit card transaction:

  1. Monitor your credit card transactions.
  2. Keep your PIN or other card details safe.
  3. Only make payments through secure services.
  4. Get up-to-date antivirus software.
  5. Be prudent on the Internet.
  6. Look for signs of tampered devices.

What should I do if I find an unauthorized charge on my credit card?

If you do notice an unauthorized charge on your credit card or funds missing from your bank account, call the card issuer to report the unauthorized charges. If you login to your account online or use the mobile app, you can report the theft those ways, too.

What to do if you think your credit card has been hacked?

Four steps you can take if you think your credit or debit card data was hacked 1. Check your accounts for unauthorized charges or debits and continue monitoring your accounts 2. Report a suspicious charge or debit immediately 3. Submit a complaint if you have an issue with your bank or card provider’s response

What to do if someone steals your debit card information?

This theft of credit and debit card information could impact tens of millions of consumers and we want to let you know what you can do to protect yourself if you spot fraudulent charges. If your information was part of a breach, the most immediate risk is that the thieves may make unauthorized charges or debits to your accounts.

What to do if someone makes a fraudulent charge on your credit card?

If you discover someone has made unauthorized charges on your credit card account, you should: Immediately contact the credit card company. Many have zero-liability policies, meaning you won’t be responsible for any fraudulent charges made on your accounts. What’s more, federal law limits your liability for fraudulent credit card charges.