What Stores Can I use my Sears credit card?
William Jenkins
Updated on February 05, 2026
The Sears Card is accepted at Sears, Kmart, Sears.com, Sears Essentials, Sears Grand, Sears Hardware, Sears Auto Centers, Sears Hometown Stores, Lands’ End and landsend.com (all members of the Sears Holdings family of companies).
Can I use my Sears credit card anywhere?
After being accepted, you can use your Sears MasterCard anywhere they’re accepted. With every purchase, you’ll earn points that can be redeemed on purchases made at Sears or Kmart.
Where can I use my Sears home improvement credit card?
This card can only be used to purchase items such as heating and air conditioning, windows, vinyl siding, kitchen remodels, or cabinets. Cardholders can use this card to finance purchases with the Sears Home Services division, which also assists with the installation and maintenance of these large purchases.
Where can I use my shop your way credit card?
Where Can I Use My Sears Credit Card? The Sears Card can only be used at Sears locations and services, as well as Kmart. This includes Sears Auto Centers, Sears Dental, and Sears Optical. The Shop Your Way Mastercard can be used anywhere Mastercard is accepted, which is pretty much everywhere.
Is it easy to get a Sears credit card?
Unfortunately there is no way to get pre-qualified for a Sears Store Card. It requires at least fair credit, which is a credit score of 640+, so it’s not very hard to get.
What credit score is needed for Sears credit card?
640
You need a credit score of at least 640, which is fair credit, to get approved for the Sears Store Card. When you apply for a credit card, you fill out an application that includes information about not just your credit history, but also your employment, residence, and income.
Does Walmart exchange gift cards for cash?
Notwithstanding anything contained in these Terms and Conditions, Walmart plastic Gift Cards and eGift Cards (“Walmart Gift Cards”) are not returnable or refundable for cash except in states where required by law.
What kind of credit card can I get at Sears?
Generally, for a private-label retail card, you can get approved as long as your FICO score is in the range of “fair to good” you can be approved. Sears, in particular, is believed to be one of the easier department store cards to get.
Can a Sears MasterCard be used at Kmart?
A Sears Mastercard can be useful for you if you would like rewards from shopping at Sears or Kmart but also need the flexibility to use the card elsewhere. When you apply for a credit card, you fill out an application that includes information about not just your credit history, but also your employment, residence, and income.
Do you have to pay off Sears credit card every month?
Unless Sears is your go-to store and you pay the balance off every month to avoid the card’s high interest rate, I would recommend a more versatile rewards card to earn rewards 1) more quickly, and 2) can be redeemed for more things you love. The power in cash back is that it’s essentially a free percentage off every qualifying purchase you make.
Who is the owner of Sears department store?
In 2018, Sears was the 31st largest retailer in the United States. Sears Credit Card is designed for frequent users of Sears. Sears, Roebuck, and Company, commonly known as Sears, is an American department store chain founded by Richard Warren Sears and Alvar Curtis Roebuck in 1893.