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The Daily Insight Hub

When does an expired credit card expire?

Author

Andrew Campbell

Updated on February 05, 2026

If your credit card does have an expiration date, it is the final month and year when your card will be valid. For example, if your card has an expiration date of December 2022, your card will be valid through the end of that month.

When is the last day you can use a credit card?

A credit card expiration date is a specific month and year when a physical credit card expires. The account does not close on that date, but it is the last date when you can use that specific card. Most card issuers will send you a replacement card at least a few weeks before the expiration date.

What happens when a subscription expires on a credit card?

Some subscriptions set to your credit cards, such as newspaper or magazine subscriptions, may continue to go through for a few months after the expiration date. Don’t be surprised if you receive a call or email from the service provider asking you to update your card’s expiration date to keep your subscription active.

When is the expiration date for TD Bank credit card?

When you compare credit cards, you’ll notice that they show a month and year for the expiration date, but not a specific day. TD Bank explains that if your credit card expiration date is listed as “6/17” it expires on June 30, 2017 because the 30th is the last day in the month of June, according to TD Bank.

Is there an expiration date on a Bloomingdales credit card?

All major credit cards have an expiration date, although some private label retail credit cards (like Bloomingdales) do not have an expiration date.

What to do if you don’t receive a new credit card?

If you don’t receive a new credit card by the time your expiration date comes, contact your credit card issuer using the number on the back of your old credit card to find out if the card has been mailed.