When using a debit card What should you not do?

If you are a victim of debit card fraud, though, you could be out up to $500 — especially if you swipe at these risky places.

1. At independent ATMs. Avoid independent ATMs with no security.
2. At gas stations.
3. At hotels.
4. For rental cars.
5. In self-checkout lines.
6. At restaurants.
7. For big-ticket items.
8. For automatic payments.

What do you do when someone uses your debit card?

What to Do If Someone Uses Your Debit Card

1. Lost or Stolen Card. Call or go to your bank as soon as you discover your card has been stolen or lost.
2. Disputing Bank Statement. Carefully review your bank statement for errors and unauthorized uses.
3. Police Report.
4. Fraud Alert.

How do you use a debit card safely?

Debit Card Safety Tips

1. Sign Immediately.
2. Memorize Your Pin.
3. Protect your cards as if they were cash.
4. Take your receipt and save it.
5. Report lost or stolen card immediately.
6. Keep an eye on your card when doing a transaction.
7. Check your bank statement to assure the amounts charged are what your authorized.

How do you get money out of a debit card?

You just swipe the card and enter your PIN number on a key pad. Debit cards take money out of your checking account immediately. Debit cards let you get cash quickly. You can use your debit card at an automated teller machine, or ATM, to get money from your checking account.

What’s the best way to protect your debit card?

In that case, you should at least take one step to protect yourself. Open a second checking account and tie your debit card to that account. Then fund the second account only with money that you plan to use for debit card activity.

Can you use a debit card to pay with a credit card?

If you’re paying for something online, you can typically use your debit card just like a credit card. You don’t need to specify that you want to use a debit card (just select the “pay with credit card” option).

How do I know where I paid with my debit card?

When you pay with a debit card, the money comes out of your checking account immediately. There is no bill to pay later. How do I know where I used my debit card? Your bank or credit union gives you a “statement” every month. Your statement shows: where you paid with your debit card and how much you spent