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The Daily Insight Hub

Where can I find the expiration date on my debit card?

Author

Rachel Davis

Updated on January 19, 2026

You may have noticed that on the front of your credit and debit cards there’s a date. That’s the expiration date for your card. Expiration dates are usually three or four years from the date your card was issued.

How do I check my expiry date?

How to Find Expiration Date by Lot Number

  1. The first two digits (19) refer to the year of manufacture (2019)
  2. The next two digits (03) identify the month the product was manufactured (March) or the date of manufacture.
  3. The following two numerals (22) refer to the day of the year.

Can you use expired debit card?

You cannot use a debit card after it has expired. For example, if the expiration date on a debit card reads 07/23, then the card cannot be used for any purpose after July 2023. This is why banks will send you a new debit card in the months leading up to the expiration of your current card.

Do banks automatically renew debit cards?

If you notice that your debit card is expiring soon, you might be wondering whether you need to request a replacement from your bank. You typically do not have to request a new debit card if it will expire soon. Your debit card provider will automatically issue you a new debit card before your old debit card expires.

How long can you use after expiration date?

It’s hard to tell how long your food if good for once the expiration date has passed, plus each food is different. Dairy lasts one to two weeks, eggs last almost two weeks, and grains last a year after their sell-by.

What happens if debit card expires?

If the card expired, you can’t use it for withdrawals, money transfers or online shopping. Generally, State Bank of India automatically sends a new ATM card one month before the card expires. If you didn’t receive the card, the only option left for you is to get it renewed! You must immediately get the card renewed.

Do debit cards really expire?

Does a debit card have an expiration date? Yes. Typically, debit cards expire every two to three years, and if you still have an account with the bank, you will be issued a new one with a new expiration date.

Does best before mean expired?

What’s the difference between ‘best before’ date and expiry date? Expiration dates tell consumers the last day a product is safe to consume. Best before date on the other hand tells you that the food is no longer in its perfect shape from that date. It may just lose its freshness, taste, aroma or nutrients.

How good is food after expiration date?

Most shelf-stable foods are safe indefinitely. In fact, canned goods will last for years, as long as the can itself is in good condition (no rust, dents, or swelling). Packaged foods (cereal, pasta, cookies) will be safe past the ‘best by’ date, although they may eventually become stale or develop an off flavor.

What’s the expiration date on a debit card?

When Do Debit Cards Expire? A debit card’s expiration date is usually two to three years from the date it was issued. You can find this expiration date on the physical debit card that was issued to you by your bank. When you check your debit card for its expiration date, it will show two numbers separated by a slash symbol.

How can I find out the expiration date of my credit card?

You can let the card really dry out at home, just write down the number and take it to a police station. Because of security issues you have to go to the station in person. Just walk in, let them know you washed your credit card, you wrote down the number, and need them to tell you the CVV and expiry. They’ll be happy to spend time with you.

When do you get a new debit card number?

Before a debit card expires though, the issuing institution would have alerted the holder and prepared a new card. The new card will come with new details: new 16-digits debit card number, new CVV, and of course, new expiration date. Like CVV number, expiration date is used as a security and fraud-prevention tool.

What should I do if I Lost my debit card?

Valid thru 12/17. That date written is your expiry date of your debit card. Usually you can find it on the card, issue and expire date. Few cards are valid for lifetime.If you lost your card, the best and safest way is to contact the issuer (bank), prove your identity and get a replacement of your card.