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The Daily Insight Hub

Which credit card is best for travel in Japan?

Author

Sarah Martinez

Updated on February 03, 2026

But among those that do accept credit cards, Visa, MasterCard, and Discover are the most widely accepted. In fact, the Discover card is accepted in Japan anywhere you see the Diners Club logo or the JCB Bank logo. American Express is also widely accepted.

Does Japan prefer cash or card?

Cash. Japan is very much a cash-driven economy, with a lot of places still only accepting cash. Also keep in mind that while credit, debit and travel money cards are accepted by some larger companies in Japan, many places (including hostels and small restaurants), will still only accept cash.

Can I use Chase credit card in Japan?

Also note, the standard Chase debit card has a flat 3% surcharge for purchases outside of the US. And, make sure you let them know you will be in Japan ahead of time. As long as it has the Visa symbol on the front, yes, you can. Make sure your card is signed on the back.

How much cash should I bring to Japan?

You don’t want to run out of cash and then have no way of refilling your wallet when you run short! My guess is that the average traveller would take about $100 for each day they’re in Japan – but you may need more or less than that. One option to consider is to purchase half your yen in Australia before you depart.

Should I exchange money before I travel to Japan?

It is possible to exchange money at major hotels, but the rates are usually not as good. Depending on where you are traveling from, it might be beneficial to exchange money before arriving. You will get a much better rate in Japan for your dollars than in the US.

Can I use my Chase card internationally?

When you’re traveling internationally, you can call Chase to notify them about your plans so your credit cards and debit cards don’t get declined. While abroad, don’t forget to use a Chase card with no foreign transaction fees, like the Chase Sapphire Preferred!

Can you use US credit card in Japan?

Bottom line. Despite being a cash-based society, you can use a credit card to pay at most locations in Japan. Visa and Mastercard are widely accepted, but you can also find a lot of merchants accepting American Express and Discover cards too.

Which is the best credit card to use in Japan?

Visa and Mastercard are most widely accepted, but you can also find most merchants accepting Discover cards and American Express as well. Is it safe to use my credit card in Japan? Crime levels in Japan are very low, and it’s typically safe to take public transportation or walk about after dark.

Can you use an American Express card in Japan?

Frequently asked questions Absolutely. American Express is not as widely accepted around the world compared with Visa and Mastercard, but you should have no trouble using your Amex card at most places where credit cards are accepted in Japan. Yes, most taxis take credit cards in Japan.

How to get a credit card in Japan as a foreigner?

Both Rakuten and Amazon, renowned companies both in Japan and abroad, offer this kind of services. I will detail below the advantages of each and where to apply. Rakuten is a well established company in Japan and internationally. With a wide range of services, they are used to interact with foreigners and provide credit card services for them.

Can you use a debit card in Japan?

From online shopping to phone bills, that magic piece of plastic is essential and can be used in convenience stores, especially since debit cards are still rare. The same could be said when you live in Japan with more and more shops starting to accept credit cards.