Who should you contact if your information has been compromised?
Rachel Davis
Updated on January 27, 2026
Report Identity Theft. Report identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338. The FTC will collect the details of your situation.
What to do if you think your information has been compromised?
7 Steps to take after your personal data is compromised online
- Change your passwords.
- Sign up for two-factor authentication.
- Check for updates from the company.
- Watch your accounts, check your credit reports.
- Consider identity theft protection services.
- Freeze your credit.
- Go to IdentityTheft.gov.
Are you liable for any fraudulent purchases made on your credit card?
Liability for credit card fraud Since the introduction of the Fair Credit Billing Act, consumers in the United States are liable for no more than $50 in fraudulent charges. This is regardless of the total value of unauthorized charges made to the credit account.
How do you know if your personal information has been compromised?
Other things that could be warning signs that your identity has been stolen include:
- Statements or bills for accounts you never opened arriving in the mail.
- Statements or bills for legitimate accounts not showing up.
- You’re unexpectedly denied credit.
- Unauthorized bank transactions or withdrawals.
How do I know if my Social Security number has been compromised?
You can call Social Security’s customer service line at 800-772-1213 to confirm whether a communication purporting to be from SSA is real. If you get an impostor call or email, report it to SSA using their detailed online form. You can also call Social Security’s Fraud Hotline at 800-269-0271.
How to protect yourself from credit card fraud?
Take a look at the Experian Fraud FAQ and Fraud Alert Center for more information and tips on protecting yourself from credit card fraud. Experian will offer support by providing a free copy of your credit report, investigating disputed credit report information, and if fraud is verified, remove the information from your credit report.
What to do if you get a fraud alert on your credit report?
A fraud alert requires creditors who check your credit report to take steps to verify your identity before opening a new account, issuing an additional card, or increasing the credit limit on an existing account based on a consumer’s request.
What to do if your credit card has been compromised?
Generally, the bank is informed by the business with the breach. The bank then determines whether or not to issue you a new card. But you can also take steps to protect yourself in the event this ever happens to you.
What happens when your credit card information is stolen?
Sometimes hackers will use the information they have stolen to steal your identity. 3 This means that the fraudulent activity will not show up on your current accounts. Instead, they will open new accounts under your name. If you monitor your credit report regularly, you can catch this activity.