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The Daily Insight Hub

Why did I get overcharged at the gas station?

Author

Jackson Reed

Updated on February 11, 2026

Gas stations can hold up to $125.00 when you swipe your card because they do not know the final amount of the sale (that is, the amount of gas that you actually pump). Usually they release the hold within two (2) hours, but at most, it’s a day or two.

How long does it take for a gas station to refund money?

Paying at Gas Stations To avoid this issue, pay for the amount of gas you’d like at the register before you pump. When a merchant refunds a transaction it can take up to 10 business days for Cash App to receive the refund.

Can I use my spot me for gas?

SpotMe does not work at the pump, however, you can use SpotMe if you pay inside at the gas station.

Why did my card get declined at the gas pump?

A gas station might decline your debit card if your account doesn’t have enough money to cover an average gas purchase. You pull in to a remote gas station to fill up, swipe your debit card, and somehow the transaction is declined.

Why is my card getting declined If I have money?

Debit cards can be declined even when you have money. Verify you have money, use the right pin, and the card has been activated. Your card type may not be accepted, is expired, or may have been flagged for suspicious activity. Verify you have provided correct information and contact your bank if problems persist.

Can you put a hold on your card at the gas pump?

This is the disclaimer on a Marathon gas station in Parma. If you’ve ever paid at the gas pump with a credit or debit card, you’ve probably seen those warnings on the machines. They say you could have a big hold on your card for some amount of money and, if you don’t like it, blame your bank.

How much do you have to pay for gas at gas station?

In order for the system to provide an authorization an amount must be present. Since the amount of the purchase is not known until the gas has been pumped an amount determined by the gas station is transmitted. The amount can vary and may be as high as $100.

What happens when you get charged the wrong amount on a credit card?

Once you’ve disputed the error with your credit card issuer, they’ll conduct an investigation to figure out whether you were indeed charged the wrong amount. The investigation can take a few days or several weeks, depending on the complexity of your transaction and the merchant response time.

How long does it take to clear a gas pump transaction?

The amount can vary and may be as high as $100. In most cases the gas station will send an authorization for $1.00 for gas pump transactions. The estimated total could stay on the system for 1 – 3 business days until the clearing item for the amount actually charged reaches the Issuer (First Interstate Bank).