Why is my ATM transaction declined?
Sophia Koch
Updated on January 31, 2026
If you are trying to perform a transaction online, here are some possible reasons for your card to be declined: Not having available funds on the card. The card has expired. The card information including the billing address was not entered accurately.
What is 070 system error in SBI ATM?
ATM Response Code List
| Response Code | Description |
|---|---|
| 064 | Invalid Credit Card Cash Advance Amount |
| 068 | External Decline |
| 070 | System Error |
| 071 | Contact Card Issuer |
What is the meaning of TXN declined?
A Declined transaction response refers to the declination of a credit card that is being used as a payment method. There are several reasons that a card may be declined and these include there being insufficient funds in the account, the card not being activated, or the card is stolen or canceled.
Why is my credit card being declined when I have money?
One of the most straightforward reasons your card could have been declined is that you’ve hit the card’s credit limit. The card company simply won’t let you borrow any more money until you’ve made a payment.
How do you solve 050 unauthorized use?
Answer:
- Unauthorized use of error code 050 could mean that the account users are using or the account belonging to the card has been compromised.
- Users should contact your corresponding bank in this case and educate yourself about this.
- Alternatively, to contact customer support, dial the numbers behind your ATM card.
What is 150 blocked in ATM?
It is learnt that the bank has proceeded to block cards of those customers who had failed to change the ATM PIN when alerted on an earlier occasion. These customers had been instructed to look out for a message, ‘Response Code 150’ saying ‘your card is blocked,’ while logging in at the ATM.
Why would a transaction be declined?
Declined (Card declined by issuer – contact card issuer to determine reason.) This generally occurs for one of two reasons: The customer’s credit card issuing bank did not approve the transaction. This could be for insufficient funds, frozen account status, invalid credit card number or expiration date, etc.
How do you fix a declined payment?
To resolve a declined payment, you’ll need to figure out why the payment was declined. Usually this involves contacting your bank or credit card company to fix the issue….
- Figure out the reason for the decline.
- Contact your credit card company or bank.
- Get your ads running again.
- Figure out the reason for the decline.
How do you fix a declined credit card?
When your card is declined and you know you have plenty of available credit, call the phone number on the back of the card. A representative should be able to lift any freezes the issuer put in place. If you’re planning to travel abroad, call your card issuer ahead of time and let them know.
What does the declined transaction result code mean?
A processor decline indicates that the customer’s bank has refused the transaction request. Sometimes you can tell why it was declined by reading the response code, but only the customer’s bank can confirm the specific reason. The most common reasons for declines are: Incorrect credit card number or expiration date.
What does ” declined transaction not allowed ” mean on credit card?
The message Transaction Not Allowed indicates a rejection on the side of the credit card provider for unspecified reasons. It doesn’t necessarily mean that there is an issue with the card, but it does indicate that the bank will not approve this transaction.
What does the error code 073 ATM mean?
Error “073” means DECLINED or INVALID CARD. You may contact your Bank issuing card with regards to this kind of status, perhaps the card maybe put on hold, or was deactivated. You may find other Bank and ATM error codes here and their meaning:
Why does my Pos say declined code 12?
The issuing bankis the bank that gave the customer their card, and a declined 12 code is sort of a catch-all for error codes. It doesn’t mean one specific thing, but there are a few common reasons why your POS could be sending it. Why did the POS give me an invalid transaction message?
