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Global Affairs

Expert insights and detailed technical documentation about Global Affairs.

global affairs

What happens when you replace a credit card?

When you report a card as lost or stolen, your credit card company will deactivate or cancel your current credit card number. The card number previously a...

Feb 19, 2026 0 views
global affairs

When can a creditor report you late?

30 days If you’ve missed a payment on one of your bills, the late payment can get reported to the credit bureaus once you’re at least 30 days past the due...

Feb 18, 2026 0 views
global affairs

How does 5% cash back work?

Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. Earn 5% cash back on ...

Feb 18, 2026 0 views
global affairs

Can creditors go after joint tenants?

Can a creditor go after joint tenancy assets? Joint tenancy (with rights of survivorship) is extremely common between spouses and in nearly all cases cred...

Feb 18, 2026 0 views