global affairs
Can creditors go after joint tenants?
Can a creditor go after joint tenancy assets? Joint tenancy (with rights of survivorship) is extremely common between spouses and in nearly all cases cred...
Feb 18, 2026 1 views
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global affairs
How do you put a fraud alert on your credit report?
Think of it as a “red flag” to potential lenders and creditors. Fraud alerts are free. To place a fraud alert on your Equifax credit report, you can creat...
Feb 18, 2026 0 views
global affairs
How do I pay off my credit card bills?
Ways to pay off credit card debt Pay the most expensive balance first. If you want to get out of debt as quickly as possible, list your debts from the hig...
Feb 18, 2026 0 views
global affairs
What is unknown payment history on credit report?
Unknown. An unknown notation “UNK” on an account means that the MOP (manner of payment) is zero or blank for that month. Why are my payments not showing o...
Feb 18, 2026 3 views
global affairs
Who is next of kin if there is no will?
Children – if there is no surviving married or civil partner If there is no surviving partner, the children of a person who has died without leaving a wil...
Feb 18, 2026 0 views
global affairs
How do I find out what lenders use my credit report?
For the majority of general lending decisions, such as personal loans and credit cards, lenders use your FICO Score. Your FICO Score is calculated by the ...
Feb 18, 2026 0 views
global affairs
Can Collection Agencies ruin your credit?
If you already have debts in collection, the good news is that the impact on your credit scores will diminish over time. And eventually the debt collectio...
Feb 17, 2026 0 views
global affairs
How do I find out who has my collections debt?
Call your original creditor and ask about resolving your debt. If they sold your debt, ask for the name of the company that bought it. Review your credit ...
Feb 17, 2026 0 views
global affairs
How many times can your credit be checked before it affects your score?
Often no points are subtracted. However, multiple hard inquiries can deplete your score by as much as 10 points each time they happen. People with six or ...
Feb 17, 2026 0 views
global affairs
Does an authorized user need a credit check?
Authorized users usually won’t run into this problem, as there’s generally no credit check involved. The authorized user strategy is common for parents wh...
Feb 17, 2026 0 views
global affairs
Can a creditor keep report a charge-off every month?
It is legal for a creditor to update a charge-off account monthly from the date of first delinquency which is approximately 7.5 years. However, there shou...
Feb 17, 2026 0 views
global affairs
Do you add allowance for doubtful accounts to bad debt expense?
Accounting for a Doubtful Debt The debit in the transaction is to the bad debt expense. When you eventually identify an actual bad debt, write it off (as ...
Feb 17, 2026 0 views
