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Media

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Is a pension exempt from garnishment?

Pensions are not wages and, except for child support, cannot be garnished. State laws vary on wage garnishment. Once deposited, funds may be open to accou...

Jan 22, 2026 0 views
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Is ID required when using a credit card?

Here’s the lowdown. Both Visa and MasterCard prohibit merchants from requiring customer ID as a condition for accepting their credit or debit cards. All y...

Jan 22, 2026 1 views
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How long before a debt is charged off?

The standard time for creditors to perform a charge-off is after 180 days of nonpayment, but installment loans may be charged off after 120 days of delinq...

Jan 22, 2026 1 views
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Can a debt collector contact a minor?

Any debt collector that specifically contacts a minor child is in violation of FDCPA regulations, unless the child’s name is on the debt along with your o...

Jan 22, 2026 0 views
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Can you tell what bank by credit card number?

On a Visa card, the issuing bank may be identified on the card itself. If not, or if the card isn’t physically present — as with a phone or online order —...

Jan 22, 2026 0 views
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Can I travel with Hungarian ID card?

Citizens can travel anywhere in Europe (except Belarus, Russia, and Ukraine) as well as to Georgia, French overseas territories and Montserrat, using only...

Jan 21, 2026 0 views
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Why is mortgage good debt?

Mortgages come with low interest rates when compared to credit cards, another reason they are an example of good debt. You can then use these loans to hel...

Jan 21, 2026 0 views
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Should I close my account after paying it off?

If so, the short answer is usually no, you don’t need to close the accounts. Paying down or paying off your credit cards is great for credit scores, but c...

Jan 21, 2026 1 views
media

Is it OK to increase credit card limit?

Although increasing your credit card limit can improve your credit score, you should not increase your monthly debt at the same time. If the credit limit ...

Jan 21, 2026 0 views