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Can a medical collections be removed?
However, medical collections can be inaccurate, and if you believe your medical collections were reported inaccurately to the credit bureaus, you can disp...
Feb 19, 2026 0 views
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What takes longer than 7 years to be removed from a credit report?
A Chapter 7 bankruptcy, also called a straight bankruptcy, discharges all legally dischargeable debts. After no longer than five years, any remaining debt...
Feb 19, 2026 0 views
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Do Authorized users get their own card chase?
When you add an authorized user with Chase, that person gets their own Chase credit card tied to your account. This is ideal if you want them to be able t...
Feb 19, 2026 0 views
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Is it illegal to keep getting free trials?
It’s not against the law, but companies that offer free trials very likely have taken safeguards against people who will attempt to get more than one free...
Feb 19, 2026 0 views
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How do I remove paid off credit cards from my credit report?
If you’d like to remove a closed account from your credit report, you can contact the credit bureaus to remove inaccurate information, ask the creditor to...
Feb 19, 2026 0 views
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How long after filing Chapter 7 bankruptcy will my credit score improve?
Building Credit After Chapter 7 Bankruptcy. Most can rebuild their credit rating and have a better score than ever within 1 – 2 years after they file Chap...
Feb 18, 2026 0 views
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How long does credit ruined after debt consolidation?
If you have a poor and/or thin credit history, it could take 12 to 24 months from the time you settled your last debt for your credit score to recover. Ei...
Feb 18, 2026 0 views
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Can anyone write a cease and desist letter?
Yes, anyone can send a Cease and Desist Letter. You do not need to hire an attorney to write one for you. An attorney, however, can help you determine whe...
Feb 18, 2026 0 views
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Can credit card companies foreclose on your house?
With credit cards, you’re loaned money based on your personal promise to pay it back. Unsecured debt creditors can’t repossess your car or foreclose your ...
Feb 18, 2026 0 views
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Why is paying down any debt aggressively so important?
According to Leslie Tayne, founder of Tayne Law Group, “The main advantage of paying off debt aggressively is that you’ll pay down the debt quicker and av...
Feb 18, 2026 0 views
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Can I sue a creditor for harassment?
In some circumstances you can claim any financial loss (such as lost wages), or non-financial loss (such as distress, inconvenience or humiliation) you ha...
Feb 18, 2026 0 views
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Can collections come after you after 7 years?
According to the Fair Credit Reporting Act, the length of time that collection accounts may remain on credit reports is seven years and 180 days from the ...
Feb 18, 2026 0 views
