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Can I sue a creditor for harassment?
In some circumstances you can claim any financial loss (such as lost wages), or non-financial loss (such as distress, inconvenience or humiliation) you ha...
Feb 18, 2026 1 views
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News
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Can collections come after you after 7 years?
According to the Fair Credit Reporting Act, the length of time that collection accounts may remain on credit reports is seven years and 180 days from the ...
Feb 18, 2026 1 views
news
Will adding an authorized user lower my credit score?
Does adding an authorized user hurt your credit? Adding an authorized user to your credit card account alone shouldn’t have a negative impact on your cred...
Feb 18, 2026 0 views
news
Does a credit check show all bank accounts?
Your bank account information doesn’t show up on your credit report, nor does it impact your credit score. Yet lenders use information about your checking...
Feb 18, 2026 0 views
news
How much can a credit card company garnish wages?
For ordinary garnishments, creditors may not take more than either 25% of your income (after taxes and qualifying deductions have been removed) or the amo...
Feb 17, 2026 0 views
news
What is the purpose of the magnetic strip?
A magnetic stripe card is a type of pass that permits the user to complete electronic transactions or access a locked physical space. The “stripe” contain...
Feb 17, 2026 0 views
news
How does money disappear in a recession?
2) When there is an economic recession the public stop spending as much (why this happens is another discussion), so borrowers stop getting revenue and de...
Feb 17, 2026 0 views
news
Are judgments reported to credit bureaus?
A judgment is a court order that results from a lawsuit. Only civil judgments are reported to the credit bureaus. These types of judgments are court rulin...
Feb 17, 2026 0 views
news
Can I pass credit card fees to customer?
Merchants can pass the same fee onto customers that they pay the card network per transaction. Merchants should be aware of their state laws before applyi...
Feb 17, 2026 0 views
news
Is it better to pay off debt or make monthly payments?
You may have heard carrying a balance is beneficial to your credit score, so wouldn’t it be better to pay off your debt slowly? The answer in almost all c...
Feb 17, 2026 3 views
news
What are the dangers of using a debit card online?
Here’s the short version of the dangers of debit: Loss Limits. Like credit cards, federal law limits your liability for fraudulent transactions on a debit...
Feb 17, 2026 0 views
news
Can I use my parents credit card without their permission?
You certainly can’t use someone else’s credit card without permission. That’s fraud, which is a crime. And you technically aren’t allowed to use a credit ...
Feb 17, 2026 0 views
