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What qualifies as credit card debt?

Generally, credit card debt refers to the accumulated outstanding balances that many borrowers carry over from month to month. Credit card debt can be use...

Jan 24, 2026 0 views
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What is a 3 day rescission period?

The right of rescission is the right of a borrower to cancel a home equity loan, line of credit or refinancing agreement within a 3-day period without fin...

Jan 24, 2026 0 views
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What are the pitfalls of using charge cards?

Unlike credit cards, charge cards do not have a monthly spending limit. You can charge virtually an unlimited number of purchases to your card, but need t...

Jan 23, 2026 0 views